Chad Bratton from Fairway Independent Mortgage in Edmond, Oklahoma is committed to providing you with exceptional service for obtaining mortgage financing. Prior to becoming a loan officer, Chad served the community as a teacher and state government official, and he has been an Oklahoma Army National Guardsman for more than 22 years. Chad grew up in Mustang, Oklahoma and received his bachelor’s degree in Music Education at Oklahoma State University, along with a master’s degree in Music at the University of Oklahoma. He later earned a master’s in Public Administration from DeVry University’s Keller Graduate School of Management. This experience and education help Chad offer excellent customer service and attention to detail while maintaining the hopes and dreams of his customers, which he considers his primary mission. His detailed approach to each client’s unique situation creates an excellent experience for customers as they undertake the biggest financial transaction of their life.

Chad deeply values the commitment of all who serve the local community in vital roles, and he considers it an honor to assist veterans, active duty military members and reservists – whether they are relocating internationally, making a local move or simply lowering their monthly payment through a strategic refinance. Chad continues to serve in the 145th Oklahoma Army National Guard band, “Governor’s Own,” and is happily married to his wife, Natalie Bratton – an experienced Realtor for RE/MAX First of Nichols Hills. They have one daughter, Alayna, and a cat named Oliver. Chad enjoys the great outdoors, college sports, cold brew coffee and craft beer, a variety of music and, of course, our OKC Thunder!

The Brattons attend New Song Church where they serve as community group leaders and enjoy watching the positive developments happening in the Oklahoma City metro area!

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Reviews

Chickasha, OK
"Chad explained everything about the whole process before and during the process of buying our first home!"
– Lydia S.

5.0

Review Verified
Chickasha, OK
"The patience and diligence that was provided in his service to my family. Had it not been for Chad, I would probably have had more issues that I did not want to work with."
– Caleb S.

5.0

Review Verified
Del City, OK
"Chad’s communication was very effective. Changes to the plan were communicated in a timely manner. Overall the process of securing a loan was made easier with Chad’s help."
– Elizabeth P.

5.0

Review Verified
Edmond, OK
"Everything went smoothly, good, regular communication"
– Diana F.

5.0

Review Verified
Edmond, OK
"The entire process was very hard for me. I was very nervous. It's not Chad's fault I didn't like it. I just didn't like the process of buying a house."
– Krystle B.

4.3

Review Verified
Edmond, OK
"Chad was very easy to work with and always took time to answer questions or provide numbers for different loan options. I had an overall great experience and would recommend him to others."
– Andrew A.

5.0

Review Verified
Norman, OK
"Good communication. Easy to navigate the process."
– Carley F.

5.0

Review Verified
Edmond, OK
"Chad was always responsive to questions and knowledgeable about the OKC market. We felt confident in his abilities and he made the whole experience seamless for us. That was especially critical because we were working the loan transaction from out of state (Phoenix AZ)."
– Brent C.

5.0

Review Verified
Edmond, OK
"Good communication and smooth process."
– Cynthia C.

5.0

Review Verified
Del City, OK
"Mr. Bratton is by far the best Loan Officer I have ever worked with. He's extremely knowledgeable, genuinely empathetic, and has your best interests at heart."
– Emily G.

5.0

Review Verified
Oklahoma City, OK
"The communication was always great and the explanation of process was always very clear."
– Paul L.

5.0

Review Verified
Norman, OK
"Bought the home sight unseen. Natalie and Chad walked us through the process very professionally."
– Stanley R.

5.0

Review Verified
Norman, OK
"Personal help, explanation and attention to detail."
– Dorothy S.

5.0

Review Verified
Oklahoma City, OK
"Chad Bratton's knowledge and genuine helpfulness was highest level of professionalism. He was calm and thorough all during the process from day one to the very last day at closing. Chad is trustworthy and thoughtful of my schedule."
– Sandra M.

5.0

Review Verified
Oklahoma City, OK
"Chad was there every step of the way."
– Dixie T.

5.0

Review Verified
Oklahoma City, OK
"Chad was very helpful, very determined and sure to keep us updated and in the loop. He is a great source of knowledge, and made it a lot easier to understand anything we were looking at."
– Tremayne T.

5.0

Review Verified
Oklahoma City, OK
"Chad hung with us for almost a year through our house buying process. He was helpful, knowledgeable, kind, and empathetic."
– Dixie T.

5.0

Review Verified
Norman, OK
"Chad was extremely proactive, while managing our expectations and lead us through this process confidently. He made himself available to us after hours and returned calls many evenings and weekends. Professional and proficient, his ability to explain many options along our decision making process was invaluable. We will definitely refer our family and friends to him."
– Rosemary M.

5.0

Review Verified
Edmond, OK
"Chad was extremely helpful throughout the whole process of getting out first mortgage. He was always quick to address any concerns or questions we had. He made sure we knew our buying power well in advance of us actually looking for houses as well making sure we had a breakdown of all of the monthly costs (principal & interest, pmi, property tax, etc) associated with specific properties we looked at based on what our estimated down payment would be."
– Ethan M.

5.0

Review Verified
Fayetteville, AR
"He was available anytime I needed him, he explained everything so I could understand it. I worked without my own real estate agent and it was my first experience buying a home"
– Gregory T.

5.0

Review Verified
Oklahoma City, OK
"Chad kept us on track and communicated the next steps so that we could have a seemless experience. He also has a positive attitude and made us feel taken care of."
– Michael P.

5.0

Review Verified
Edmond, OK
"Very communicative and competent. Always on top of things and got the job done with minimal fuss."
– Tom D.

5.0

Review Verified
Edmond, OK
"Chad's communication and attention to detail are phenomenal. He seems to view his work as more than a business relationship and genuinely cares about those he serves."
– Jason C.

5.0

Review Verified
Norman, OK
"Chad did a great job of communicating with us! We appreciated it so much! He somehow juggled communication between borrower and co-borrower even when we did not have time to communicate ourselves. We always felt like Chad had our best interest. Our only regret is why didn't we use Chad sooner!? :)"
– Wendy D.

5.0

Review Verified
Edmond, OK
"Chad was patient, efficient and knowledgeable. Was great to work with!"
– Matthew R.

5.0

Review Verified
Henryetta, OK
"Chad was knowledgeable, fast, and most importantly, responsive. We had started buying with another Broker in another company and were so dissatisfied we almost quit all together. Then we found Chad and it was a completely different experience. I will continue to use Chad on any future transactions we may have."
– Amber R.

5.0

Review Verified
El Reno, OK
"Chad saw the complicated process through, from beginning to end!"
– Aaron T.

5.0

Review Verified
Oklahoma City, OK
"I felt that Chad and his team took excellent care of us. Our home buying experience was amazing. Chad took time to explain things we didn’t understand and really kept us in the loop with everything. I would recommend him to everyone buying a home!"
– Kimberly W.

5.0

Review Verified
Yukon, OK
"Chad was very knowledgeable and worked very hard to help me get things lined up and when issues arose he worked hard to help me get them resolved. He communicated very well on all steps of the way."
– Peter A.

5.0

Review Verified
Choctaw, OK
"Chad was a terrific communicator and was quick to provide a thorough answer for every question we threw his way. He really made us feel comfortable with a process that we were initially uncomfortable with. We are certainly thankful to have had Chad on our side through this process."
– Micah C.

5.0

Review Verified
Yukon, OK
"Chad went over and beyond on any questions I had and would always answer all my questions in great length which made things so much easier to understand."
– Kathryn E.

5.0

Review Verified
Edmond, OK
"The thoroughness of communication, the speedy response times, the overall knowledge you have made me very confident in you"
– Kristen R.

5.0

Review Verified
Edmond, OK
"Getting our first home was made easy. Thank you!"
– Adrian R.

5.0

Review Verified
Oklahoma City, OK
"I’m not the easiest customer to work with, there were a few points where I actually think I made Chad‘s job harder than it needed to be. I had my reasons and this was not an easy process. Still even with all of my bitching and complaining Chad remained professional on the job and got me through to closing. I think a lesser person probably would have just said screw this guy we have other loans to work on. So I’ll be forever thankful and consider myself very lucky."
– Steven M.

5.0

Review Verified
Henryetta, OK
"The process was quit easy chad stayed on top of getting things he needed to make it a smooth transition and was always in communication with us"
– Matthew C.

5.0

Review Verified
Moore, OK
"Chad kept us well informed, was available when we had questions, and made walking through the process as easy as possible. I felt I had an advocate working for me to help make the best outcome during every part of this journey."
– Joshua S.

5.0

Review Verified
Edmond, OK
"Chad is very knowledgeable and helpful. He was very quick on response. He answered all of my questions quickly and thoroughly. I think he definitely works for his clients to get them the best offer. My loan process was easy and informative! Thanks Chad!!"
– Jennifer B.

5.0

Review Verified
Oklahoma City, OK
"Very smooth and easy transaction."
– Renae W.

5.0

Review Verified
Yukon, OK
"Being a first time home buyer, we were clueless on what to do. Chad and his team made everything smooth for us without us worrying about anything!"
– Praicy M.

5.0

Review Verified
Yukon, OK
"Chad was always available to talk through text, email, or phone and gave us constant updates on the lending process. As a first time home buyer, I appreciated the candor and respect he showed to me and my wife."
– Jenn M.

5.0

Review Verified
Oklahoma City, OK
"Chad was wonderful to work with! He is very knowledgeable, communicated with us frequently, and was very patient with answering all of our first time home-buyer questions. I would definitely recommend him to everyone looking to purchase a home."
– Christiane L.

5.0

Review Verified
Edmond, OK
"Super smooth, great communication, impeccable attention to detail for the buyers benefit. If ever in need to sell or buy again I would use the same route."
– Andrew H.

5.0

Review Verified
Edmond, OK
"Answered all of our questions any time we had them, and worked to get us the best deal for our circumstances. Communicated everything fully, there were no surprises come closing time."
– Amanda H.

5.0

Review Verified
Yukon, OK
"The underwriter!!!!! made my life hard!!! not chad he did the best he could"
– Curtis B.

4.0

Review Verified
Edmond, OK
"I was denied by 6 other loan companies. As a contractor, they look at tax documents vs what I actually make. Chad went the extra mile and then had to keep going to make this work. As I told him at closing, he did what others couldn't, or wouldn't."
– Brett H.

5.0

Review Verified
Edmond, OK
"Our closing had some unexpected turns yet Chad gave me all my options and kept calm and professional the whole time. Hey communicated with me often."
– Evan T.

5.0

Review Verified
Yukon, OK
"Chad kept us very thoroughly informed throughout the process and explained all of the details to us in ways that we could understand. Moreover, Chad regularly engaged us in the process, giving us the confidence to feel that we were truly in control of how the mortgage application process transacted. He kept us informed of documents we needed to provide and worked with us constantly to make sure that we were meeting the needs of the underwriters (and that the underwriters understood our needs)."
– Jeremy H.

5.0

Review Verified
Edmond, OK
"Communication. Knowledge. Experience. Personal connection"
– Nicole B.

5.0

Review Verified
Oklahoma City, OK
"It was almost effortless. Chad and team went above and beyond to be helpful. Explain what needed to be done and why. Never any areas that weren’t clearly understood. Very helpful in guiding me through the process. Always ahead of the curve on paperwork I needed to have and share. Very thorough. Was a good experience."
– Doyle S.

5.0

Review Verified
Guthrie, OK
"Chad was AMAZING. We're so glad we used him for a recent home purchase. He was so patient and helped explain the lending process in great detail. When we had any questions or concerns, he was very quick to reply and walk us through everything, even during evenings which I never expected from a lender. We absolutely recommend him for anyone considering a home purchase. Thank you for your help, Chad! We love our home!"
– John M.

5.0

Review Verified
Fort Smith, AR
"Everyone was extremely helpful and having the opportunity to upload documents securely online was definitely a plus! I also appreciated the quick response to questions."
– Dawn B.

5.0

Review Verified
Oklahoma City, OK
"Chad and the team at Fairway were efficient and closed on time! Couldn't be happier!"
– Jason B.

5.0

Review Verified
Oklahoma City, OK
"Chad is both personable and detail oriented. He is easy to reach, and he goes above and beyond to meet deadlines and get buyers through the process. We will absolutely recommend Chad to others and use him and Fairway again for any future purchases."
– Jennifer H.

5.0

Review Verified
Oklahoma City, OK
"Chad was fantastic from beginning to end! Very communicative with each step. Patient and solution savvy when things didn’t go as planned. This guy knows his stuff! We will be recommending Chad to everyone we know looking for a mortgage lender."
– Christopher H.

5.0

Review Verified

Resources

YouTube

Published 5 months ago

Listings

$385,000

124 NW 147th Street, Edmond OK

4
3
3,359

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$375,000

1900 Nw 56 St, Oklahoma City OK

4
3
2,213

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$450,000

1618 Westminster Pl, Nichols Hills OK

3
2
2,221

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$260,000

17917 Chestnut Oak Dr, Edmond OK

3
2
2,047

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Fairway Independent Mortgage Corporation

Company NMLS# 2289

2575 Kelley Pointe Parkway, Suite 180
Edmond, Oklahoma 73013

LEGAL
Copyright©2023 Fairway Independent Mortgage Corporation. NMLS#2289. 4750 S. Biltmore Lane, Madison, WI 53718, 1-866-912-4800. All rights reserved. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates, and programs are subject to change without prior notice. All products are subject to credit and property approval. Not all products are available in all states or for all dollar amounts. Other restrictions and limitations may apply. Fairway is not affiliated with any government agencies. Equal Housing Opportunity.

Fairway is required to disclose the following license information. AZ License #BK-0904162; CA: Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, License No 41DBO-78367. Licensed by the Department of Financial Protection and Innovation under the California Financing Law, NMLS #2289. Loans made or arranged pursuant to a California Residential Mortgage Lending Act License.; Georgia Residential Mortgage Licensee #21158; For licensing information, go to: http://www.nmlsconsumeraccess.org; MA Mortgage Broker and Lender License #MC2289; NV: Licensed Nevada Mortgage Lender; NJ: Licensed by the NJ Department of Banking and Insurance; NY: Licensed Mortgage Banker-NYS Department of Financial Services; Rhode Island Licensed Broker & Lender; VA: Fairway Independent Mortgage Corporation NMLS Entity ID #2289 (http://nmlsconsumeraccess.org/EntityDetails.aspx/company/2289);

REVERSE MORTGAGES
Fairway is not affiliated with any government agencies. These materials are not from HUD or FHA and were not approved by HUD or a government agency. Reverse mortgage borrowers are required to obtain an eligibility certificate by receiving counseling sessions with a HUD-approved agency. Youngest borrower must be at least 62 years old. Your monthly reverse mortgage advances may affect your eligibility for some other programs. At the conclusion of the term of the reverse mortgage loan contract, some or all of the equity in the property that is the subject of the reverse mortgage no longer belongs to you and you may need to sell or transfer the property to repay the proceeds of the reverse mortgage with interest from your assets. We will charge an origination fee, a mortgage insurance premium, closing costs or servicing fees for the reverse mortgage, all or any of which we will add to the balance of the reverse mortgage loan. The balance of the reverse mortgage loan grows over time and interest will be charged on the outstanding loan balance. You retain title to the property that is the subject of the reverse mortgage until you sell or transfer the property and you are therefore responsible for paying property taxes, insurance, and maintenance and related taxes. Failing to pay these amounts may cause the reverse mortgage loan to become due immediately and may subject the property to a tax lien or other encumbrance or to possible foreclosure. Interest on reverse mortgage is not deductible to your income tax return until you repay all or part of the reverse mortgage loan. This is not an offer to enter into an agreement. Not all customers will qualify.

Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply. Equal Housing Opportunity.

© 2023 The Lending Marketing Platform. This is not a Government website. The Lending Marketing Platform and its products are not endorsed by the Department of Veterans Affairs or the US Department of Housing and Urban Development. The content on this site is for educational purposes only and is not an advertisement for a product or an offer to lend. If you have questions about the loan officers featured within our lender directory, please visit the Nationwide Mortgage Licensing System & Directory for more information and to check their licensing status at https://www.nmlsconsumeraccess.org